Institutions are already wading into the ocean of crypto. Fidelity seems to be Crypto Adovcate #1. Even JPMC, is more bullish than bearish, if you talk with anybody other than their CEO.
The shame is, that by the time this hits Vanguard and Schwab, and retail investors in 401k plans etc., the lions share of opportunity for homemakers will be gone. And institutions will have reaped the major gains.